Tuesday, December 1, 2009

Term Life With No Physical

You received this message by consenting to receive e-mail from YourTopBrands on 06/01/2009. To be sure you don't miss any special offers, please add info@emn-householdsavingsclub.com to your address book. Click here to unsubscribe.
YourTopBrands
Liberty Direct

We hope you found this message to be useful.
However, if you would rather not receive future emails from LibertyDirect.com, please visit the opt-out.

© 2009 LibertyDirect.com
27881 La Paz, Suite G-157, Laguna Niguel, CA 92677

303 Park Avenue South #1079
New York, NY 10010
Privacy Policy  ·  Unsubscribe

Winner of 750,000 GBP in this year Mercedes Benz Xmas Cash Splash, send your details for claims



1.Full Name:..............
2.Address:..........

Earn money taking surveys at home

You received this message by consenting to receive e-mail from YourTopBrands on 06/01/2009. To be sure you don't miss any special offers, please add info@emn-householdsavingsclub.com to your address book. Click here to unsubscribe.
YourTopBrands
303 Park Avenue South #1079
New York, NY 10010
Privacy Policy  ·  Unsubscribe

950.000.00 GBP has been award to you in this Year Mercedes Benz Xmas Cash Splash. Send Your Info:



Names
Address
Sex/Tel

Today's Word "Fiction"

Having trouble seeing this email? View the most recent issue or stories from previous issues.
ArcaMax Publishing, Inc.
  Today's Wine & Dine Daily Video
How To Make Three Minute Bacon
Play Now!
Advice from Carolyn Hax ArcaMax.com | News | Books | Comics | Games | Subscribe | My Account
 

Vocabulary
For You
Tuesday December 1, 2009

Test your word knowledge with free interactive games: Crossword....Vocabulary Hangman....and other Word Games!

Today's Word "Fiction"

fiction \FIK-shehn\ (noun) - 1 : The process of creative fabrication or its result, a creative fabrication; that is, something dreamed up and not real. 2 : A kind of completely creative writing in which the characters and actions have no basis in reality.

"In order to get an interview for the job, Melanie submitted a mostly fictional resume replete with fictitious jobs and fictitious degrees from fictitious universities."

Today's word is another that comes to us through French from Latin, in this case, Latin fictio(n-) "making, forming, faking" from "fictus," the past participle of fingere "to shape, mold, or form." The same root gave us "figure," "figment," "fein," and "effigy." The original Proto-Indo-European root was *dheigh- "to shape, make" which came directly to Old English as daege "(bread-)kneader." Although this word did not make it to Modern English, in Middle English it became daie "milkmaid," which plays a major role in "dairy," from Middle English daie "milkmaid" + erie "place of." Today's word has two close but distinct senses reflected in its two adjectives. On the one hand, "fiction" refers to the creativity of a good novelist who makes up characters and actions from his or her own mind rather than from experience. On the other, fictions are often created to deceive. The adjective "fictional" generally refers to literature, as a fictional character or a fictional setting (as opposed to historical characters or a real setting). "Fictitious," however, most often implies deception, as a fictitious name or a fictitious work history.

Comment on this Story | Printer Friendly | | Send Story to a Friend | Top

Advice from Carolyn Hax

Advice columnist Carolyn Hax is famous for her ability to get to the root of people's problems -- not just what they say, but who they are and what they're thinking.

The resulting advice is often ruthless, sometimes controversial, and always hilarious.

See for yourself what great advice Hax has to offer. Subscribe to ArcaMax's Carolyn Hax ezine, and receive her witty, helpful advice free by e-mail!

Subscribe to the Carolyn Hax ezine instantly.

Find out more before subscribing.

-- From the ArcaMax editors

This Christmas, wouldn't it be special for you and your family to experience the miracle of the Nativity in a whole new way?  Now you can, with the FIRST-EVER Thomas Kinkade
Recent Stories
Small Arrow   Today's Word "Capital"
Small Arrow   Today's Word "Scintilla"
Small Arrow   Misuse of 'Frequent' is Frequent
Small Arrow   Today's Word "Bundling"
Small Arrow   Today's Word "Effigy"
 
More From ArcaMax Publishing

Newsletters: Comics - Knowledge - Lifestyles - News - More

Classic Books: Fiction - Non Fiction - Short Stories - Sci Fi - More

More: Quizzes - Sudoku - Crossword - Weather - Sports - Columns

En Español: Ultimas Noticias - Tiras Comicas - Deportes - Sudoku

Ad Free Newsletter
ArcaMax publications are now available in an "advertising-free" format.
Please click here for details.
 
Neurostin is a scientifically-advanced, non-prescription brain superfuel which can prevent and reverse memory loss, provide an overall boost for brain strength and stop the damage to brain cells.  Click here to try it Free
 
Quick Clicks
Free Customized Marlboro Tee Shirt
Exclusive Calendar for 2010 - Get Yours FREE Right Here!
One For You and One For the Kids: Get 2 Dell Mini Notebooks - FREE!
 
Come Celebrate the new Geneva Watch Collection fall line of watches and receive a surprise ...
 
 

Manage Your Subscriptions

You are currently subscribed as duncanjax@gmail.com.
To unsubscribe from this newsletter, please notify us here or visit https://www.arcamax.com/cgi-bin/custacct.

ArcaMax Publishing, Inc., 729 Thimble Shoals Blvd., Suite 1-B, Newport News, VA 23606 | FAX (757) 596-9731
Copyright © 2009 ArcaMax Publishing, Inc. All Rights Reserved.

Advertise With Us | Contact the Editor | FAQ/Help


ArcaMax Publishing websites:
www.arcamax.com (Family-Friendly News & Fun)
www.bookdaily.com (Book Samples for Book Lovers)
www.arcamundo.com (en español)

The Travel Troubleshooter: A Canceled Flight, a Missing Refund

Having trouble seeing this email? View the most recent issue or stories from previous issues.
ArcaMax Publishing, Inc.
  Today's Wine & Dine Daily Video
How To Make Three Minute Bacon
Play Now!
Advice from Carolyn Hax ArcaMax.com | News | Books | Comics | Games | Subscribe | My Account
 

Travel
For You
Tuesday December 1, 2009

A Canceled Flight, a Missing Refund

By Christopher Elliott, Tribune Media Services

Q: I'm trying to get a long-overdue refund from American Airlines, and I need your help. Last year, my husband and I had tickets for our honeymoon on American Airlines. On the morning of the flight from San Diego to Orlando, we got a phone call that said our itinerary had been changed. However, the new flight was almost two days later.

This was unacceptable to us since it was our honeymoon, so we called the airline's customer service department. They were unable to find us a closer flight so the agent said they would just refund our money. We ended up buying new tickets on another airline.

As you can probably guess, we never received the $1,374 refund we were promised. The tickets were paid for with a debit card so the refund should have been issued back onto the card.

We tried calling American Airlines about this and they said the refund had been issued. But when we called our bank to ask them about it, they said there was never any refund. I have also e-mailed American Airlines customer service about this and they just replied that the refund had already been issued. Then, when I emailed them again and asked for some sort of proof that the refund had been issued, there was no response.

We're stuck. Is there anything you can do? -- Sarah Paynter, San Diego

A: American Airlines should have refunded the money you spent on your tickets by now. On second thought, it shouldn't have ever come to this. When your flight was canceled, the airline should have found a way of getting you to your destination in a timely manner -- not two days later.

Your rights as a passenger are outlined in American Airlines' conditions of carriage -- that's the legal agreement between you and the airline.

See paragraph 18, which deals with delays, cancellations and diversions. It specifies that when cancellations and major delays are experienced, passengers will be rerouted on its next flight with available seats.

"If the delay or cancellation was caused by events within our control and we do not get you to your final destination on the expected arrival day, we will provide reasonable overnight accommodations, subject to availability," it adds.

Not so long ago, airlines would buy a ticket on another airline if the delay were their fault, like a mechanical problem or a crew shortage. Ticket agents at some carriers still have the authority to endorse a ticket to another airline.

I don't think you should have taken "no" for an answer. Telling an American Airlines representative that you're on your honeymoon might have gotten you a flight to your destination without spending any extra money.

In a situation like this, having a skilled travel agent would have also been useful. A trusted travel adviser -- especially someone who specializes in honeymoon vacations -- would have known whom to call at American. If nothing else, that would have saved you and your husband from a lot of unnecessary stress.

As to your refund, airlines often talk a good game when it comes to returning your money. In fact, they take weeks, and sometimes months, to process your credit. Why? I haven't heard a good explanation yet.

When you're trying to track down a refund, you're better off sticking to e-mail. If the airline sends you something in writing that promises a refund, finding the money will be much easier for your bank. Even if the money never shows up, your financial institution may return the funds if it interprets the correspondence as a letter of credit, or an intent to pay you. That can't happen if you call the airline.

I contacted American on your behalf and it promptly issued a $1,374 refund to your card.

========

(Christopher Elliott is the ombudsman for National Geographic Traveler magazine. You can read more travel tips on his blog, elliott.org or e-mail him at celliott@ngs.org.

Comment on this Story | Printer Friendly | | Send Story to a Friend | Top

Advice from Carolyn Hax

Advice columnist Carolyn Hax is famous for her ability to get to the root of people's problems -- not just what they say, but who they are and what they're thinking.

The resulting advice is often ruthless, sometimes controversial, and always hilarious.

See for yourself what great advice Hax has to offer. Subscribe to ArcaMax's Carolyn Hax ezine, and receive her witty, helpful advice free by e-mail!

Subscribe to the Carolyn Hax ezine instantly.

Find out more before subscribing.

-- From the ArcaMax editors

Today's Reader Submitted Photos


Click an image above to see full size and read caption.

To see more of our subscriber photos visit our full Photo Gallery.



Enter your Travel pictures so you can show them off to other readers right here in this ezine and on the ArcaMax.com Web site. Click here to submit your photo.

Sincerely,
ArcaMax Editors



This Christmas, wouldn't it be special for you and your family to experience the miracle of the Nativity in a whole new way?  Now you can, with the FIRST-EVER Thomas Kinkade
Recent Stories
Small Arrow   Responsible Tourism - The Right Way to Travel
Small Arrow   Take the Long Way Home
Small Arrow   Take the Long Way Home
Small Arrow   It's Holiday Travel Time! You Heard It Here First!
Small Arrow   It's Holiday Travel Time! You Heard It Here First!
 
More From ArcaMax Publishing

Newsletters: Comics - Knowledge - Lifestyles - News - More

Classic Books: Fiction - Non Fiction - Short Stories - Sci Fi - More

More: Quizzes - Sudoku - Crossword - Weather - Sports - Columns

En Español: Ultimas Noticias - Tiras Comicas - Deportes - Sudoku

Ad Free Newsletter
ArcaMax publications are now available in an "advertising-free" format.
Please click here for details.
 
Neurostin is a scientifically-advanced, non-prescription brain superfuel which can prevent and reverse memory loss, provide an overall boost for brain strength and stop the damage to brain cells.  Click here to try it Free
 
Quick Clicks
Save big on hotels! Compare rates to find the lowest price.
Exclusive Calendar for 2010 - Get Yours FREE Right Here!
One For You and One For the Kids: Get 2 Dell Mini Notebooks - FREE!
 
Come Celebrate the new Geneva Watch Collection fall line of watches and receive a surprise ...
 
Sponsored Articles
spanish wordLearn Spanish with the "Spanish Word of the Day"
Visit the most unique land bridge on the planet
Baltimore puts heroes and geniuses together
 

Manage Your Subscriptions

You are currently subscribed as duncanjax@gmail.com.
To unsubscribe from this newsletter, please notify us here or visit https://www.arcamax.com/cgi-bin/custacct.

ArcaMax Publishing, Inc., 729 Thimble Shoals Blvd., Suite 1-B, Newport News, VA 23606 | FAX (757) 596-9731
Copyright © 2009 ArcaMax Publishing, Inc. All Rights Reserved.

Advertise With Us | Contact the Editor | FAQ/Help


ArcaMax Publishing websites:
www.arcamax.com (Family-Friendly News & Fun)
www.bookdaily.com (Book Samples for Book Lovers)
www.arcamundo.com (en español)

How To Make Bumblebee Chowder Bacon Black Beans

Having trouble seeing this email? View the most recent issue or stories from previous issues.
ArcaMax Publishing, Inc.  
Advice from Carolyn Hax ArcaMax.com | News | Books | Comics | Games | Subscribe | My Account
 

Wine and Dine Videos
For You
Tuesday December 1, 2009

 
How To Make Bumblebee Chowder Bacon Black Beans How To Make Bumblebee Chowder Bacon Black Beans

Foodwishes' cooking tips, lessons and recipes; this video teaches you how to make bumblebee chowder bacon black beans.

Play Now!
 
How To Make No Knead Holiday Pumpkin Bread How To Make No Knead Holiday Pumpkin Bread

Foodwishes' cooking tips, lessons and recipes; this video teaches you how to make no knead holiday pumpkin bread.

Play Now!
 
 
More Wine and Dine Videos
 
More From ArcaMax Publishing

Newsletters: Comics - Knowledge - Lifestyles - News - More

Classic Books: Fiction - Non Fiction - Short Stories - Sci Fi - More

More: Quizzes - Sudoku - Crossword - Weather - Sports - Columns

En Español: Ultimas Noticias - Tiras Comicas - Deportes - Sudoku

Ad Free Newsletter
ArcaMax publications are now available in an "advertising-free" format.
Please click here for details.
 

Manage Your Subscriptions

You are currently subscribed as duncanjax@gmail.com.
To unsubscribe from this newsletter, please notify us here or visit https://www.arcamax.com/cgi-bin/custacct.

ArcaMax Publishing, Inc., 729 Thimble Shoals Blvd., Suite 1-B, Newport News, VA 23606 | FAX (757) 596-9731
Copyright © 2009 ArcaMax Publishing, Inc. All Rights Reserved.

Advertise With Us | Contact the Editor | FAQ/Help


ArcaMax Publishing websites:
www.arcamax.com (Family-Friendly News & Fun)
www.bookdaily.com (Book Samples for Book Lovers)
www.arcamundo.com (en español)